Terms and Conditions
About These Terms
These terms cover your use of the Life Insurance Austin website. We work with clients in Austin, Texas, and the surrounding area. By using the site, you agree to these terms. If you don't agree, please don't use it.
General Information, Not Advice
Our pages explain term life, whole life, universal life and the other options we offer in plain words. That explanation is general. It doesn't account for your age, your health, your income or the people who count on you.
Nothing on this site is financial, tax or legal advice. If you have questions about taxes or estate planning, talk with a qualified professional in that field.
Quotes and Coverage
Any numbers or examples on the site are for illustration only. A real quote depends on the details you share with us by phone and on underwriting by the insurance company.
Coverage starts only when a carrier approves your application and issues a policy. The written terms of that policy control what it pays and when. Reading this site or talking with us does not put any coverage in place.
Reaching Us
The phone is the only way to contact us. Our line for questions and quotes is (512) 881-6874. On that call, you decide what to tell us, and talking with us doesn't commit you to buying anything.
Changes and Accuracy
We try to keep our pages current. Still, products, carrier rules and state regulations change, and a page may fall behind. We can update the site or these terms at any time without notice. The version posted here is the one that applies.
Limits on Our Responsibility
We offer the site as is. To the extent Texas law allows, we aren't responsible for losses that come from relying on the general information here, from mistakes on a page, or from the site being down.
Site Content and Governing Law
The text and layout of this site belong to Life Insurance Austin. You're welcome to share a page for personal use, but please don't copy our content for commercial purposes.
These terms are governed by the laws of the State of Texas.